๐Ÿ‡ฎ๐Ÿ‡ณ India's Free Financial Calculator Suite

Smart Calculators for Smart Investors

SIP, EMI, PPF, Income Tax, Average Down, CAGR and more โ€” 9 free calculators built for Indian retail investors. No signup. No nonsense.

9
Calculators
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NSE/BSE
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Pick any tool โ€” free, instant, no signup required.
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Average Down Calculator
NSE ยท BSE ยท NYSE ยท NASDAQ โ€” Most Popular
Calculate your new average cost when buying more shares at a lower price. Includes portfolio simulator, target average calculator, and break-even tracker. Supports Indian and US stocks.
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SIP Calculator
SIP returns, maturity value, Step-Up SIP, Lumpsum, and SWP (Systematic Withdrawal Plan).
SIP Step-Up SWP
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EMI Calculator
Home, car & personal loan EMI with full amortization table and prepayment simulation.
Home Loan Car Loan Personal
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Income Tax Calculator NEW
Compare Old vs New Tax Regime FY 2025-26. HRA, 80C, NPS deductions. Zero tax up to โ‚น12.75L.
FY 2025-26 Old vs New HRA
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PPF / FD / RD Calculator
PPF at 7.1%, Fixed Deposit with quarterly/monthly compounding, Recurring Deposit maturity.
PPF 7.1% FD RD
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CAGR Calculator
Calculate CAGR, future value with a target return, and required growth rate to hit your goal.
CAGR Future Value
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Stock P&L Calculator
Profit/loss on stock trades. Buy+Sell mode and current Holding mode with unrealized P&L.
Buy/Sell Holdings
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Salary Calculators
Gratuity, HRA exemption, NPS contribution estimator and take-home salary breakdown.
Gratuity HRA NPS
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GST Calculator
Add or remove GST for all slabs (5%, 12%, 18%, 28%). Instant CGST, SGST, IGST breakdowns.
Add GST Remove GST
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Brokerage Fee Calculator
NSE/BSE, Canada TSX, US NYSE, and UK LSE brokerage fees. Includes STT, GST, stamp duty.
NSE/BSE Canada US/UK
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How It Works
Simple, fast, always free.
1

Pick Your Calculator

Choose from 9 free calculators โ€” SIP, EMI, Income Tax, Average Down, PPF and more.

2

Enter Your Numbers

Input your investment, interest rate, tenure or income โ€” results appear instantly as you type.

3

Get Instant Results

Detailed breakdowns, comparisons and charts. No signup, no paywalls.

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Frequently Asked Questions

What is the Average Down Calculator?โ–พ
The Average Down Calculator helps investors find their new average cost price when buying additional shares at a lower price than their original purchase. Enter original shares and price, then the new buy โ€” it instantly shows your new average, total investment, and current P&L.
Is there zero income tax on โ‚น12 lakh in FY 2025-26?โ–พ
Yes. Under Budget 2025, the 87A rebate under the New Tax Regime covers โ‚น7 lakh taxable income. For salaried employees with the โ‚น75,000 standard deduction, the effective zero-tax threshold is โ‚น12.75 lakh gross salary. Use the Income Tax Calculator to compare Old vs New Regime for your income.
How is SIP return calculated?โ–พ
SIP returns are calculated using CAGR โ€” each monthly installment compounds over its remaining tenure. Our SIP Calculator shows total investment, estimated returns, and maturity value based on your expected annual return rate (typically 10โ€“15% for equity mutual funds).
What is the PPF interest rate in 2025?โ–พ
The current PPF interest rate is 7.1% per annum, compounded annually. Our PPF Calculator shows the 15-year maturity value with year-by-year breakdown, partial withdrawal options, and extension scenarios.
Are these calculators free?โ–พ
Yes, all 9 calculators on StockAvg are completely free. No signup, no subscription, no paywalls. We are supported by non-intrusive display advertising and broker affiliate partnerships.
Free Resource

Get our free Stock Tracker Excel template

Track avg price, P&L, and returns for your entire portfolio. 4 sheets โ€” Portfolio, Trade Log, Avg Down, Dashboard.

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Recommended brokers: TradingView ยท Wealthsimple
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